UNDERSTAND YOUR HOMEOWNER POLICY
These links will show you how to read your homeowner policy. You can view the explanation by either clicking a question in the list or by clicking a color-coded region in the Policy Key below.
What is my Policy
Number?
Your policy number is listed on the top right side of the Declarations Page.
When does my policy expire?
The duration of your policy is listed under Policy Period, located next to your Policy Number. Please contact your agent about questions related to your policy.
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Who is my Service
Provider?
The Service Provider is the company providing coverage to your policy and can be found below your policy number and policy period.
Who is my Producer?
Your Producer is the assigned contact who handles your account, managing additions, endorsements and changes to your policy.
What does my
Policy Cover?
Your policy coverage's are found below your producer information. Here, is where your policy coverage's are listed.
How is my
Premium Calculated?
Your premium is based on the type and amount of coverage you elect applying any discount or surcharge available to your policy. Each fee and or discount/surcharge are calculated determining your policy premium. Your policy premium is located to the right of policy coverage's.
What are my
Endorsements?
Your endorsements are specific, additional coverage's that are covered by
your policy. Your endorsements can be found on page two of your Declarations Page and each endorsement are listed as seen below. If you have any questions or concerns about your policy, please contact your producer.
